How we collect, use and protect your personal information at OnlineInsureQuote.com.
OnlineInsureQuote.com ("we," "us," "our," or the "Company") is committed to protecting your privacy and ensuring transparency about how we handle your personal information. This Privacy Policy describes our practices regarding the collection, use, disclosure, and safeguarding of information we receive from users of our website located at onlineinsurequote.com (the "Site").
Please read this Privacy Policy carefully. By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree, please discontinue use of the Site immediately.
We collect personal information you voluntarily provide when you interact with our Site, including when you request insurance quotes, complete forms, subscribe to newsletters, or contact us. This may include:
When you visit our Site, we automatically collect certain technical and usage information through cookies, web beacons, and similar technologies:
We may receive information about you from third-party sources including advertising partners, data brokers, social media platforms, and analytics providers. We combine this information with data we collect directly to improve our services and personalize your experience.
We use the personal information we collect for the following purposes:
For users in the European Union or United Kingdom, our legal bases for processing personal data include: (a) your consent where required; (b) performance of a contract when you request quotes or services; (c) legitimate interests in operating and improving our business; and (d) compliance with legal obligations.
We do not sell your personal information to unaffiliated third parties for their own independent marketing purposes without your explicit consent. We may share your information in the following circumstances:
When you request quotes or click through to obtain insurance or financial products, your information is shared with the relevant insurance companies, lenders, or financial service providers to facilitate your quote request. These partners have their own privacy policies governing their use of your information.
We work with third-party advertising networks and marketing partners including SureHits/NextInsure, Google AdSense, Google Analytics, and Bing Ads. These partners may receive certain information to display relevant advertisements and insurance quotes to you. Please review their respective privacy policies for information about their data practices.
We share information with trusted third-party service providers who assist us in operating our website, conducting our business, and serving our users, subject to confidentiality agreements that prohibit them from using your information for other purposes.
We may disclose your information when required by law, legal process, government request, or when we believe disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
In the event of a merger, acquisition, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our Site if such a transfer occurs.
We use cookies and similar tracking technologies to enhance your experience on our Site. You can control cookies through your browser settings, though disabling certain cookies may affect Site functionality.
For detailed information about specific cookies used on our Site, please see our Cookie Policy.
We participate in interest-based advertising programs that use cookies and similar technologies to deliver advertisements relevant to your interests. You may opt out of interest-based advertising through the following mechanisms:
Note that opting out of interest-based advertising does not mean you will no longer see advertisements — it means the ads you see will not be tailored to your interests.
We implement commercially reasonable technical, administrative, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include SSL/TLS encryption for data transmission, secure server infrastructure, access controls and authentication requirements, regular security assessments, and employee training on data privacy and security.
However, no method of internet transmission or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security. In the event of a data breach that affects your rights and freedoms, we will notify affected individuals and relevant authorities as required by applicable law.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):
To exercise your California privacy rights, contact us at privacy@onlineinsurequote.com or visit our Do Not Sell My Personal Information page. We will respond to verifiable requests within 45 days as required by law.
If you are located in the European Union, European Economic Area, or United Kingdom, you have additional rights under the General Data Protection Regulation (GDPR) and applicable national data protection laws:
To exercise GDPR rights, contact us at privacy@onlineinsurequote.com. We will respond within 30 days. You also have the right to lodge a complaint with your local data protection supervisory authority.
Our Site is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13 in violation of the Children's Online Privacy Protection Act (COPPA). If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at privacy@onlineinsurequote.com. We will promptly delete such information from our records upon verification.
Our Site contains links to third-party insurance providers, financial service companies, and other external websites. We are not responsible for the privacy practices, security, or content of these third-party sites. We strongly encourage you to review the privacy policy of each website you visit. Links to third-party sites do not constitute our endorsement of those sites or their content.
We reserve the right to update or modify this Privacy Policy at any time. We will notify you of material changes by posting the updated Policy on this page with a revised "Last Updated" date, and where required by law, by sending you email notification or displaying a prominent notice on our Site. Your continued use of our Site after any changes constitutes your acceptance of the updated Privacy Policy.
For questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:
For California residents exercising CCPA rights, please use the subject line "CCPA Privacy Request" in your email. For GDPR data subject requests, please use the subject line "GDPR Data Request."